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Disclaimer

Last updated: June 2025

โš ๏ธ IMPORTANT: Please read this disclaimer carefully before using xConvert24.com. By accessing or using this website, you acknowledge that you have read, understood, and agree to be bound by the terms set forth herein.

1. Acceptance of Terms Through Use

By accessing, browsing, or otherwise using the website located at xConvert24.com (hereinafter referred to as "the Website," "the Service," "the Platform," or "xConvert24"), you hereby expressly acknowledge, agree, and consent that your use of the Website constitutes your unconditional acceptance of and agreement to be legally bound by this Disclaimer, our Terms and Conditions, our Privacy Policy, and our Cookie Policy, in their entirety, without modification, qualification, or reservation of any kind.

Your continued use of the Website following the posting of any amendments or modifications to this Disclaimer shall constitute your acceptance of such amendments or modifications. If you do not agree to any provision of this Disclaimer, you must immediately cease all use of the Website and refrain from accessing it in the future.

2. No Warranty; "As Is" Provision

THE WEBSITE AND ALL CONTENT, TOOLS, CALCULATORS, CONVERTERS, DATA, INFORMATION, EXCHANGE RATES, CRYPTOCURRENCY PRICES, AND SERVICES PROVIDED THEREIN ARE FURNISHED ON A STRICTLY "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTY, GUARANTEE, OR REPRESENTATION OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, RELIABILITY, COMPLETENESS, TIMELINESS, OR AVAILABILITY.

xConvert24.com, its owners, operators, affiliates, agents, employees, licensors, and service providers (collectively, "the Operators") make no representation, warranty, or guarantee whatsoever that: (a) the conversions, calculations, or results generated by the Website will be accurate, correct, complete, reliable, current, or error-free; (b) the Website will be uninterrupted, timely, secure, or free from viruses, malware, or other harmful components; (c) any errors or defects will be corrected; or (d) the results obtained from the use of the Website will meet your requirements or expectations.

3. Accuracy Disclaimer and Warning

While the Operators endeavour to provide accurate and up-to-date conversion factors, exchange rates, cryptocurrency data, and calculation results, YOU EXPRESSLY ACKNOWLEDGE AND AGREE that:

  • Conversion factors, formulas, and algorithms employed by the Website may contain errors, inaccuracies, approximations, or rounding discrepancies;
  • Currency exchange rates, cryptocurrency prices, and financial data displayed on the Website are for informational and estimation purposes only and may not reflect real-time market rates, bid-ask spreads, or rates available to you through financial institutions;
  • Data sourced from third-party APIs (including but not limited to the European Central Bank, CoinGecko, and Frankfurter API) may be delayed, inaccurate, incomplete, or subject to interruption without notice;
  • The Website should NEVER be relied upon as the sole source of information for any decision involving financial transactions, medical treatment, engineering calculations, scientific research, legal compliance, or any other matter where inaccuracy could result in harm, loss, or damage;
  • All conversion results should be independently verified using authoritative, certified, and professionally calibrated instruments, software, or services before being relied upon for any critical, commercial, financial, medical, legal, or safety-related purpose.

4. Financial Disclaimer and Exclusion of Liability for Financial Loss

THE OPERATORS EXPRESSLY DISCLAIM ANY AND ALL LIABILITY FOR ANY FINANCIAL LOSS, MONETARY DAMAGE, LOST PROFITS, LOST REVENUE, LOST SAVINGS, LOST OPPORTUNITY COSTS, OR ANY OTHER PECUNIARY HARM ARISING FROM OR IN CONNECTION WITH:

  • Reliance upon currency exchange rates, cryptocurrency prices, market capitalization data, or any other financial information displayed on the Website;
  • Any trading, investment, purchase, sale, transfer, or financial decision made based in whole or in part upon information, data, or results obtained from the Website;
  • Discrepancies between rates shown on the Website and actual rates offered by banks, exchanges, brokers, money transfer services, or other financial intermediaries;
  • Failure of the Website to display current, accurate, or complete financial data due to API failures, data provider outages, network issues, or any other technical cause;
  • Any loss arising from the use of the loan calculator, tip calculator, discount calculator, or any other financial tool provided on the Website;
  • Cryptocurrency market volatility, token devaluation, exchange failures, or any losses incurred through decisions informed by our crypto-related tools or content.

THE WEBSITE DOES NOT PROVIDE FINANCIAL ADVICE, INVESTMENT ADVICE, TAX ADVICE, OR ANY FORM OF PROFESSIONAL FINANCIAL COUNSEL. No content on this Website should be construed as a recommendation, endorsement, or solicitation to buy, sell, hold, or trade any financial instrument, security, cryptocurrency, or other asset.

5. Medical Disclaimer

The BMI Calculator and any health-related tools or content provided on the Website are for general informational purposes only and do not constitute medical advice, diagnosis, or treatment. The Operators are not licensed healthcare providers. Always consult a qualified physician, dietitian, or healthcare professional before making any decisions regarding your health, fitness, nutrition, or medical treatment based on information obtained from this Website.

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE OPERATORS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO: DAMAGES FOR LOSS OF PROFITS, LOSS OF REVENUE, LOSS OF DATA, LOSS OF GOODWILL, BUSINESS INTERRUPTION, PERSONAL INJURY, PROPERTY DAMAGE, OR ANY OTHER LOSSES OR DAMAGES OF ANY NATURE WHATSOEVER, WHETHER BASED IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL OR EQUITABLE THEORY, ARISING OUT OF OR IN ANY WAY CONNECTED WITH:

  • (i) Your access to or use of (or inability to access or use) the Website;
  • (ii) Any errors, inaccuracies, omissions, or defects in any content, conversion, or calculation;
  • (iii) Any action taken or decision made by you in reliance upon information provided by the Website;
  • (iv) Any unauthorized access to or alteration of your data;
  • (v) Any third-party content, data, or services accessed through the Website;
  • (vi) Any bugs, viruses, or other harmful code transmitted through the Website;
  • (vii) Any interruption or cessation of the Service.

THIS LIMITATION APPLIES REGARDLESS OF WHETHER THE OPERATORS HAVE BEEN ADVISED OF, KNEW OF, OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF SUCH DAMAGES. IN JURISDICTIONS THAT DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, THE OPERATORS' LIABILITY SHALL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

7. Indemnification

You agree to indemnify, defend, and hold harmless the Operators and their respective directors, officers, employees, agents, contractors, successors, and assigns from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees and court costs) arising out of or in connection with: (a) your use of the Website; (b) your violation of this Disclaimer or any applicable law or regulation; (c) your reliance upon any conversion result, calculation, or data provided by the Website; or (d) any claim by a third party related to your use of the Website.

8. User Assumption of Risk

YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT YOUR USE OF THE WEBSITE IS AT YOUR SOLE AND EXCLUSIVE RISK. You assume full responsibility for any and all consequences arising from your use of the Website, including but not limited to any financial loss, personal injury, property damage, or other harm resulting from reliance upon information, tools, or services provided by the Website. The Operators shall bear no responsibility whatsoever for any adverse outcome resulting from your use of, or reliance upon, any aspect of the Website.

9. Third-Party Content and APIs

The Website incorporates data and services from third-party providers including, without limitation, the European Central Bank (ECB), CoinGecko, Frankfurter API, and Google Analytics. The Operators have no control over, do not guarantee, and assume no responsibility for the accuracy, reliability, completeness, or availability of any third-party data, content, or services. The inclusion of third-party data does not constitute endorsement of or affiliation with such third parties.

10. Severability

If any provision of this Disclaimer is found to be unlawful, void, or unenforceable by a court of competent jurisdiction, such provision shall be severed from this Disclaimer without affecting the validity and enforceability of any remaining provisions, which shall continue in full force and effect.

11. Governing Law

This Disclaimer shall be governed by and construed in accordance with the laws of the jurisdiction in which the Operators reside, without regard to its conflict of laws provisions. Any dispute arising out of or relating to this Disclaimer shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction.

12. Modifications

The Operators reserve the right to modify, amend, or update this Disclaimer at any time and without prior notice. Your continued use of the Website following any such modification constitutes your acceptance of the revised Disclaimer. It is your responsibility to review this page periodically for changes.

13. Contact

If you have any questions or concerns regarding this Disclaimer, please contact us via our contact page.

By continuing to use xConvert24.com, you hereby confirm that you have read this Disclaimer in its entirety, that you understand its terms, and that you voluntarily and unconditionally agree to be bound by all provisions contained herein.